As registered credit and authorised financial services provider, Nedbank is governed by the National Credit Act in assessing whether we can provide you with credit.
You must be employed under a permanent or fixed-term contract, be self-employed or a pensioner and you must earn at least R3 500 per month, paid electronically into your bank account.
We will conduct an assessment which uses your credit score (which provides us with your credit history and tells us how well you have been managing all your debts and payments in the past) as well as your income and expenses over the past three months. 
Based on all this information we will determine whether we can grant you credit at this time