This depends on where the funds come from.

EFTs from Nedbank accounts and cash deposits from any Nedbank ATM are instant.

All credit card top-ups (Visa, Mastercard, Amex) will be reflected in your wallet instantly.

If you're receiving payment by a QR code scan or from someone with an Avo Wallet, the funds will reflect immediately.

If you're topping up your wallet by an EFT from any other bank account, it can take up to 48 hours for your funds to be reflected in your Avo Wallet.